- What actually happens to recorded but not displayed votes?
- Links to comments are broken
- How to Create Web Deploy Package for Sitecore Modules
- Why AVs reject miners?
- Which is better for Monero mining: AMD Threadripper or Intel i9 7900x?
- Where was MS-DOS used?
- What is the best language to start programming in Ethereum?
- In web3.js, how do I accurately find total gas cost to deploy a new contract (including constructor)?
- Convert bytes32 to bytes
- Parity Noob Questions
- Can someone who primarily lives abroad vote in America if they happen to be a citizen?
- What was the explanation in Greek mythology for the absence of their deities?
- Почему “библия”, а не “вивлия”?
- Is orange juice still healthy for me, if it's been opened and hasn't been refrigerated for an entire day?
- Getting appropriate return with API join
- What is this drill bit?
- Can I fix this whetstone?
- How to get combat boots shined to mirror finish?
- Can aggregate supply be downward sloping?
- When using C-x C-f turn off the suggestions
Should I swap out my HelpToBuy ISA for a Lifetime ISA?
The UK government has recently released a new type of ISA, the Lifetime ISA, to help first time buyers, such as myself.
My goal is to save £100,000.
My current savings are (all figures are rough):
Help To Buy ISA: £6000 (monthly payments of £200, opened: ~1 year ago)
Stocks & Share ISA: £3200 (initial investment: £3000, opened: ~1 year ago)
Rainy day savings: £6000 (sitting in a current account, not accuring interest)
My monthly income is £2200. My monthly expenses are quite low at around £500.
I am not putting anything into my pension yet, but this is a topic for another question.
Given the benefits of each ISA and my goal, what do you think I should do? Should I move the funds from the Help To Buy ISA into my Stocks And Shares ISA or into a Lifetime ISA?